Mortgage Programs in Alberta

Find the Right Mortgage Solution for Your Needs

Securing the right mortgage is a key step in homeownership, investing, or refinancing. As a Mortgage Planner, I specialize in helping Albertans navigate their mortgage options with ease. Whether you're buying your first home, refinancing, or investing in property, I work with 40+ lenders to find the best mortgage for your unique situation. Below, you’ll find a variety of mortgage programs designed to meet different needs. Click on any program to learn more.

Mortgage Program Overviews

Rural Financing

Looking to buy an acreage or a home outside the city? I specialize in rural mortgages, ensuring you have access to lenders who understand the unique challenges of financing country properties.

Learn More →

Home Purchase Mortgages

Whether you're a first-time homebuyer or moving to a new home, I can help you secure the best mortgage for your budget. I offer personalized advice, competitive rates, and a streamlined process to get you into your new home with confidence.

Learn More →

Home Improvement Mortgages

Thinking about renovating your home? A home improvement mortgage lets you finance upgrades as part of your mortgage, making it easier to enhance your property without taking on additional debt.

Learn More →

Debt Consolidation & Refinancing

Lower your monthly payments, consolidate debt, or access home equity with refinancing options tailored to your financial goals. I can help you find the best rates and structure to improve your financial well-being.

Learn More →

Divorce & Spousal Buyout Mortgages

Going through a separation can be stressful, but your mortgage doesn’t have to be. I can help you navigate spousal buyout options, ensuring a smooth transition while keeping your financial future secure.

Learn More →

Investment Property Mortgages

Building wealth through real estate? Whether you're purchasing your first rental property or expanding your portfolio, I’ll help you find the right mortgage with competitive terms to maximize your investment potential.

Learn More →

Canadian Newcomer Mortgages

If you're new to Canada, getting a mortgage might seem overwhelming. I specialize in helping newcomers qualify for home financing, even without a Canadian credit history.

Learn More →

New Construction Mortgages

Building your dream home? A new construction mortgage provides financing during the build process, making it easier to fund your project from start to finish.

Learn More →

Self-Employed Mortgages

Being your own boss shouldn’t make homeownership harder. I work with lenders who understand self-employment income, helping you get approved with flexible mortgage options.

Learn More →

Frequently Asked Questions

How do I know which mortgage program is right for me?

Your mortgage should match your financial goals. Whether you're buying, refinancing, or investing, I can help assess your needs and recommend the best mortgage solution.

Can I qualify for a mortgage if I’m self-employed?

Yes! Many lenders offer flexible mortgage solutions for self-employed individuals. I’ll work with you to find the best options based on your income and financial profile.

What’s the difference between refinancing and a home equity loan?

Refinancing replaces your existing mortgage with a new one, often at a lower rate or better terms. A home equity loan allows you to borrow against your home's value while keeping your current mortgage.

How long does it take to get pre-approved for a mortgage?

I can get pre-approvals done in as little as 24 hours—much faster than traditional banks, which can take weeks.

Are mortgage rates different for investment properties?

Yes, investment property mortgages often have slightly higher rates, but I work with multiple lenders to find you the most competitive options.

Do I need a large down payment for a rural property?

Not necessarily! Some lenders offer flexible down payment options for rural homes. I’ll help you find the best solution for your situation.

Get Expert Mortgage Guidance Today